Personal Checking

Built with your goals and lifestyle in mind. Whether you’re looking for everyday benefits, cash back, or interest, choose the account that fits you best.

BN Checking

Simple Dependable Checking

No Maintenance Fees

BN Checking

Benefits include:

  • Online and Mobile Banking
  • Online Bill Pay
  • Visa® Debit Card
  • Access to Digital Documents¹
  • All Standard Checking Benefits
Minimum to open:
$25
Monthly maintenance fee:
$0
This account will meet all your basic checking needs, offering online and mobile banking, budget management tools, credit monitoring and more, with no maintenance fees.

Open Now

Disclosure

¹ Paper statement fee of $3 per month without digital documents.

Open Now
View Benefits
Open Now

BN Plus Checking

Earn $0.10 Cash Back on Debit Rewards¹

BN Plus Checking

Benefits include:

  • Debit Rewards Program¹
  • First Two Monthly Maintenance Fees Waived
  • ATM Surcharge Rebates (Domestic $10; International $6) Per Statement Cycle When Charged by Other Banks²
  • We Do Not Charge a Fee to Use Non-BankNewport ATMs
  • Discount on Mortgage Closing Costs³
  • Home Equity Line of Credit Rate Reductions⁴
  • Access to Digital Documents⁵
  • All Standard Checking Benefits
Minimum to open:
$25
Monthly maintenance fee:
$0 or $106
Regularly $10/month if requirements are not met.
The BN Plus Checking account comes with many great benefits, including our Debit Rewards Program — where you can earn $0.10 back on all purchases of $20 and over, up to $30 per month when you shop using your Visa® Debit Card.¹ Get rewarded for dining out, buying groceries, filling your car with gas, and more.

Open Now

Disclosure

¹Earn up to $30 Bonus Cash Back Debit Rewards on POS debit card purchases that post during the statement cycle; get $0.10 per transaction of $20 or more.

²ATM surcharge rebates (Domestic $10; Foreign $6) per statement cycle.

³To be eligible for the closing cost discount an automatic debit from BN Plus checking account must be established, cannot be combined with any other closing cost discount offers.

⁴Available only on BankNewport Lines of Credit where the subject collateral property has not had a lien from BankNewport on it within the prior 12 months from the application date. Cannot be a bridge loan or combined with other special offers, promotions, or discounts. Subject to credit approval.

⁵Paper statement fee of $3 per month without digital documents.

⁶A maintenance service charge fee of $10 will be imposed each monthly statement cycle. To waive the monthly service charge, establish Direct Deposit, and enroll in Online Banking with digital documents or maintain combined average daily deposit balances (Checking & Savings/Money Market & CDs) of $5,000 or more each monthly statement cycle.

Open Now
View Benefits
Open Now

BN Premium Checking

Access to Premium Benefits

Interest Bearing Account with Higher Transaction Limits

BN Premium Checking

Benefits include:

  • Gold Visa® Debit Card with $5,000 daily limit
  • Interest Bearing with Minimum $2K Balance¹
  • First Two Monthly Maintenance Fees Waived
  • No Fee Inbound Wire Transfers
  • Unlimited Domestic and International ATM Rebates
  • We Do Not Charge a Fee to Use Non-BankNewport ATMs
  • Premium Money Market Account Offering
  • Mortgage Discounts on Closing Costs²
  • Home Equity Line of Credit Rate Reductions³
  • All Standard Checking Benefits
Minimum to open:
$25
Monthly maintenance fee:
$0 or $254
Regularly $25/month if requirements are not met.
Do you maintain a high monthly balance and want access to exclusive benefits? BN Premium Checkings is for you. This account includes the ability to earn interest¹, a debit card with a $5,000 daily limit, and other exclusive features you’ll love.

Open Now

Disclosure

¹Minimum Daily Balance to Earn APY; $2,000. The Annual Percentage Yield (APY) is 0.05% and is accurate as of: January 6, 2025. Your interest rate and annual percentage yield may change. Fees may reduce earnings.

²To be eligible for the closing cost discount an automatic debit from BN Premium checking account must be established, cannot be combined with any other closing cost discount offers.

³Available only on BankNewport Lines of Credit where the subject collateral property has not had a lien from BankNewport on it within the prior 12 months from the application date. Cannot be a bridge loan or combined with other special offers, promotions, or discounts. Subject to credit approval.

⁴A maintenance service charge fee of $25 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $25,000 in combined deposit and consumer loan account balances, excluding residential mortgages. The first 2 monthly statement cycle maintenance service charges free; $25 per statement cycle thereafter if minimum balances are not maintained.

Open Now
View Benefits
Open Now

Whatever account you choose, enjoy full access to:

bnp-247banking-v1

24/7 Digital Banking

Online and Mobile Banking to fit your lifestyle, with 24/7 access to all of your accounts.

Learn More
bnp-tap-to-pay-v2

Tap-To-Pay

Enjoy the convenience of paying on the go with Mobile Wallet and contactless debit card.

Learn More
bnp-location-v2

State-Wide Locations

Access to a network of Branches, ATMs, and PTMs throughout the state.

Learn More
zelle-icon-v1

Zelle®

Send and receive money with Zelle®

Learn More
Learn More
Learn More
Learn More
Learn More

¹Earn up to $30 Bonus Cash Back Debit Rewards on POS debit card purchases that post during the statement cycle; get $0.10 per transaction of $20 or more.

Personal Banking Additional Services